| In accordance with state and
federal regulations, the following disclosure and
licensing information is available for you to review
online:
Home
Mortgage Disclosure Act (HMDA)
The HMDA data about our residential mortgage lending are
available for review. The data show geographic
distribution of loans and applications; income of
applicants and borrowers; and information about loan
approvals and denials. Inquire at 3200 Park Center Dr.,
Suite 150, Costa Mesa, CA 92626 regarding the location
where HMDA data may be inspected. To receive a copy of the
data, send a written request to:
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PartnerLending
Fair Lending Department
2081 Business Center Dr. #136
Irvine, CA 92612 |
Equal
Housing Opportunity Lender
We conduct business in accordance with the Federal Fair
Housing Law (Fair Housing Amendments Act of 1988). It is
illegal to discriminate against any person because of
race, color, religion, sex, handicap, familial status, or
national origin.
- In the sale or rental of
housing
- In advertising the sale
or rental of housing
- In the financing of
housing
- In the provision of Real
Estate brokerage service
- In the appraisal of
housing
- Blockbusting is also
illegal
Anyone who feels he or she
has been discriminated against may file a complaint of
housing discrimination: 1-800-669-9777 (toll free), or
1-800-927-9275 (tdd). U.S. Department of Housing and Urban
Development Assistant Secretary for Fair Housing and Equal
Opportunity, Washington DC 20410.
The
Housing Financial Discrimination Act of 1977 California
Fair Lending Notice
It is illegal to discriminate in the provision of or
in the availability of financial assistance because of the
consideration of:
- Trends, characteristics,
or conditions in the neighborhood or geographic area
surrounding a housing accommodation, unless the
financial institution can demonstrate in the
particular case that such consideration is required to
avoid an unsafe and unsound business practice
- Race, color, religion,
sex, marital status, national origin, or ancestry
It is illegal to consider
the racial, ethnic, religious, or national origin
composition of a neighborhood or geographic area
surrounding a housing accommodation, or whether or not
such composition is undergoing change, or is expected to
undergo change, in appraising a housing accommodation or
in determining whether or not, and under what terms and
conditions, to provide financial assistance.
These provisions govern
financial assistance for the purpose of the purchase,
construction, rehabilitation, or refinancing of one to
four unit family residences occupied by the owner and for
the purpose of the home improvement of any one to four
unit family residence.
If you have any questions
about your rights, or if you wish to file a complaint,
contact the management of this financial institution or:
Department of Corporations
320 West 4th Street
Suite 750
Los Angeles, CA 90013-1105
Equal
Credit Opportunity Act Fair Lending Notice
The Federal Equal Credit Opportunity Act prohibits
creditors from discriminating against credit applicants on
the basis of race, color, religion, national origin, sex,
marital status, age (provided that the applicant has the
capacity to enter into a binding contract); because all or
part of the applicant's income derives from any public
assistance program; or because the applicant has in good
faith exercised any right under the Consumer Credit
Protection Act. The federal agency that administers
compliance with this law concerning the creditor is:
Mortgage Companies
Federal Trade Commission
Equal Credit Opportunity
Room 4037
Washington DC 20580
Licenses
Applicable state disclosure
regulations require the following licenses to be
explicitly disclosed:
- Arizona Mortgage Banker
License Number BK-0007670
- Licensed by the
California Dept. of Corporations under C.R.M.L.A.
- Georgia Residential
Mortgage Licensee
- Illinois Residential
Mortgage Licensee # 5670, William Darr, Commissioner
of Banks, 310 S. Michigan Ave., Suite 2130, Chicago,
IL 60604, Telephone (312) 793-3000.
- In HI, MA & WY, all
loans will be made by GMAC Mortgage Corporation, MA
license number ML1556
- New Hampshire Banking
Dept. License Numbers 7144-MB-BCH and 7147-MHL-ADL
- Licensed Mortgage Banker
- New York State Banking Department
- Licensed Mortgage Banker
- New Jersey Department of Banking
- Pennsylvania Department
of Banking Licensee
- Rhode Island Licensed
Lender
PartnerLending.com
Fair Lending Department
2081 Business Center Dr. #136
Irvine, CA 92612
Equal Housing Opportunity
Lender
Special
Notices
The following statement applies to advertisements in the
State of Minnesota: This is not an offer to enter into an
agreement. Any such offer may only be made in accordance
with the requirements of Minn Stat Section 47.206 (3) and
(4).
"Closing Costs
Guaranteed" means that the lender's fees for your
loan application will not change between the time you
apply and the time you close assuming the following: The
loan amount does not change, the rate and points option
you choose does not change, the loan program you applied
for does not change, and any stated items on your
application, such as your stated income, assets, job
history, address history, or any other factor that may
affect the underwriting decision of the loan you applied
for, do not change.
"No up front
fees" means that PartnerLending.com does not charge up front fees for application.
This does not apply to optional "lock fees" that
may be charged up-front if you choose an extended lock
option when you first apply for your loan.
"24/7 service"
means that PartnerLending.com has
loan officers staffed 24 hours per day, seven days a week,
except for all legal holidays or at any other time that PartnerLending.com
may choose to close for any purpose. Other
departments such as signing, servicing, loan processing,
etc., are not staffed 24 hours a day and are generally
available only during normal business hours.
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